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Kaiserreich Beta 0.15 - 'Leaving for Syria'

The Ottoman rework has been teased for a long time so I know you’ll be happy to hear it is finally here and ready for you to enjoy! Not only that, but the National France rework comes with it two, along with several other new focus trees. We’ve also spent time working on other changes, such as letting you recall volunteers, along with many bug fixes and performance improvements. We hope you enjoy the changes and have fun playing Kaiserreich!
Note: As always this patch isn’t save-game compatible. If you would like to continue your game please use the manual download found here:
- The KR4 team
Changes
Notable Additions
New Focus Trees
Reworked/Expanded Focus Trees
Tweaked Focus Trees
New Events
Tweaked Events
New Decisions
Tweaked Decisions
New Custom Country Paths
GFX
Music Mod
Mapping
Miscellaneous
Fixes
Notable Fixes
Other Fixes
We hope you enjoy playing Kaiserreich as much as we did making it!
- The KR4 Team: Alpinia, Arvidus, Augenis, Blackfalcon501, DSFDarker, Carmain, Dr. Njitram, Drozdovite, Edouard Saladier, Eragaxshim, Flamefang, Fort, JazzyHugh, Jeankedezeehond, Jonjon428, Jonny BL, Krco, Liegnitz, Maltesefalcon, Matoro, Nijato, NukeGaming, OperationsManagementDecisions, PPsyrius, Pietrus, Rei VL, Rylock, SPQR, Starguard, Telcontar101, The Alpha Dog, The Irredentista, Thomahawk2k, Vidyaország, WordZero, Yard1, Zankoas and Zimbabwe Salt Co.
submitted by Alpinia_KR to Kaiserreich [link] [comments]

20Cogs - I've earned £344 (and growing)! Here's my referral link, screenshots of confirmed money and a description of how it works

I've received my money in to my bank account from 20Cogs and can confirm for certain that it is a great way to earn some easy free money.
My first withdrawal proof: Screenshot of bank account Screenshot of 20Cogs account earnings in November 2020
PROOF of £340 earnings: Screenshot of 20Cogs account earnings as of today Jan 30th 2021
This post is a walk though my experience of it, some helpful info and some proof screenshots.I want to share my referral link as using this site has been really positive for me and paid some bills this winter!
When you sign up using my link you get a £5 bonus: referral link. We both benefit from you using my link as I will receive the value of 5% of your earnings too. I hope you find this information worthwhile, and I am happy to answer questions and provide more screenshots in the comments.
**How it works:*\* Starting at Cog 1, you select from a choice of offers and complete a sign-up to unlock the cog. Once complete you move on to the next. Each completed cog earns you money.
You cash out when all the cogs are completed. You can speed through (like me) and earn less, or you can play the slow game and wait for better offers. Average is apparently around £200.
Examples of my offers:
Download the Yolt app - £5 reward
Amazon Prime free trial - £5 reward
LottoGo deposit £1.00 - £7 reward
Free 14 day Ancestry trial - £2 reward
Screenshot of cog examples
I had heard of and trusted basically every site I signed up to. Some of the offers you can spend money on, but you don't have to. I prefer not to. For instance, you can pay £1.99 for a Graze box and 20Cogs rewards you £4. You always have around 5 offers to choose from so there's always an option to not spend any money.
I spent £1 on the lotto offer as the reward from 20Cogs is £7. Then I won a fiver! Boom.
You can complete more than one offer on each cog, but I advise doing that at the end once each cog is confirmed and Cog 20 is unlocked ready for cash out. Once you have completed 20cogs and cashed out you can continue to earn and cash out repeatedly as long as earnings are over £5. GREAT news! Since collecting my £169.98 I have earned a further £174.34!
Screenshot of two complete tasks on one cog Screenshot of my 20Cogs account earnings
It's definitely worth it for a slow but steady earner. I checked mine quickly for new offers each day and chose to complete a new cog roughly on a weekly basis. It works well on both phone and desktop.
I started on 15th August 2020 and received my first payment on 25th November 2020.
Info:
Easy peasy. Nowt to lose. Feel free to ask me questions!
Imgur album link for all linked screenshots/proof: https://imgur.com/a/s1haZZS
Referral link Nonref link
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edit: formatting
submitted by Melly-The-Elephant to beermoneyuk [link] [comments]

Ultimate Casino Cashback Guide - Earn over £500 - Every Offer Explained!

This guide aims to outline all of the best gambling cashback offers available over a range of sites, following this guide you should be able to make over £500 in cashback
Note - Cashback often takes a while to payout, bear this in mind when completing offers as you may have to wait to cashout your earnings
When completing these offers don't chase any loses as the cashback will give you a profit with nerly every offer
A short review of each site and some referral links
Topcashback - Cashback will show as tracked within a few days, can take a few weeks to become payable, in some cases even longer, asides from gambling they have great offers for car insurance and mobile phone contracts, worth taking a look to save some extra money!
Ref - Extra £5 when you make £10 cashback
Non-Ref - No reward
Quidco - Much the same as Topcashback
Ref
Non-Ref
Minimum payment - £10
Ohmydosh - Faster Payouts but less offers
Ref - Extra £1
Non-Ref - No reward
Minimum payout - Any
Cashback Earners - A lesser known site in need of a fresh look, this site also has some bad reviews, referal income is paid to the site on a monthly basis with the dates for each site being different, offers don't seem to show as tracked until the website receive their payment, cashback should appear in your account within 1 month of completing an offer. Cashout amounts are specific, its best to build up a balance and then withdraw. Payment takes around 3 weeks.
Ref - Sign up bonus £6.5
Non-Ref - Sign up bonus £6.5
Minimum payout is £20
Payment Proof - Payments for all sites can be seen here, quidco isn't shown as i have signed up for all the casinos on offer through topcashback

How to Maximize Profit - IMPORTANT - READ THIS

For the majority of these offers you want to play blackjack following the chart found here
Any blackjack game will do, look for a normal version of the game at the site you are playing on and make sure it is a non live game as the hand sizes will be lower.
When playing blackjack there will often be more than one spot that you can bet on, allowing the player to bet more than one hand at a time, Its important to only bet on one spot at a time as it reduces the variance of the game and will ensure you get the maximum return possible from the game, stick to £1 hand sizes when playing and dont be tempted to bet larger amounts as you will be getting a nice amount of cashback from every offer
Through playing blackjack this way the player will get a return of around 98%, meaning for every £100 staked you will lose around £2. If you make a loss on a casino site after completing the required wagering amount, withdraw your remaining balance, don't chase loses as the cashback will make up for loses and give you a profit in most cases.
All offers are updated fairly regularly, make sure to check the terms for each offer as information in this post may become outdated. Also check for other offers every now and then as new casinos are added!

TopCashBack Offers - £400+ Profit

Topcashback Referral - Get an extra £5 - See the Ref Link at the top of the page!
If you dont already have an account at top cashback, you can sign up through my referral to get an extra £5 added to you account once you make £10 cashback
Lottoland - Cashback £15
Add £11 and play 11 separate £1 hands, following the strategy outlined at the top of the post, withdraw any remaining balance.
Betfair Casino - Cashback £70
Note this is not the poker offer
Add £50 to your account and play 50 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
Quidco are offering £100 for this offer
Party Casino - Cashback £26.5
Deposit and play 30 single £1 hand son blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
Tombola - Cashback £24.5
Deposit £10 and open the tombola roulette game, choose a £1 chip size and choose 5 spots, repeat this twice, withdraw any remaining balance, you will likely lose money here but the cashback will give you a profit
Coral - Cashback £46
Add £10 and play 10 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
Bingoport - Cashback £3
Sign up to bingoport to get an easy £3
Ladbrokes - Cashback £42
Add £10 to your account and play 10 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
Pokerstars - Cashback £32
Add £25 and play 25 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
STS - Cashback £21
Add £30 to your account and play 30 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
William Hill - Cashback £54
add £25 and play 25 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
Megacasino - £15.75
Add £25 - Play 25 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
LottoGo - Cashback £3.18
Buy a euromillions ticket
Slingo - Cashback £24.75
Add £10 play 10 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
PaddyPower Games - Cashback £20
Add £10 play 10 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
The Football Pools - Cashback £24.75
Sign up for the £10 a month subscription, cancel this after 30 days
Lottomart - Cashback £18
Add £10 - Play 10 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
Genting Slots - Cashback £25
Add £30 play 30 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
OhMyDosh - Cashback £40+
Referral gives an extra £1, sign up through the ref link at the top of the post to get the bonus!
Gala Bingo - Cashback £17.50
Deposit at least £5, you'll get a £10 slots bonus and 100 free spins, these carry hefty wagering requirements, Open any slot and play the minimum spin size, play until you lose all of the money in your account or complete the wagering requirements on the bonus funds. Withdraw any remaining balance.
BGO - £10 Cashback
Deposit at least £15. Play 15 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance. DONT ACCEPT the welcome bonus from BGO.
Lottosocial - Cashback £4
Sign up to Lotto Social - Use your correct phone number when joining as it is the only way to login to your account. Purchase 10 lines for £1, after making a purchase go to your account page and find the list of syndicates your are in, leave the syndicates to avoid making any more payments.
Cheeky Bingo - £10 Cashback
Deposit £10 and get a £40 welcome bonus, just play bingo with all of your funds and hope to get some wins, bonus has 4x wagering requirements.

Quidco - Cashback £100+

Quidco don't offer a sign up bonus, find my ref link at the top of the post if you want to help me out!
All of the offers on quidco are much the same as topcashback, the only offer worth noting is the betfair casino offer which pays £100
Betfair - £100 cashback
Add £100 and play 100 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.

Cashbackearners - Cashback £180+

Sign up Bonus
Get a £6.5 sign up bonus, think this works with or without the ref link, links are at the top of the post!
To find these offers just search for casino on the site.
All of these offers state that you only need to make a deposit, its best to play through the deposit 1x to ensure that the cashback is paid.
LuckyMeSlots - Cashback £15
Add £15 and play 15 single £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
Spin Genie - Cashback £12.5
Add £12.5 and play 12.5 £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
Cashmo - Cashback £10
Add £10 and play through £10 on any slot staking the minimum amount per spin. Don't spin the wheel that pops up after signing up or accept any other bonuses.
Ice36 -Cashback £15
Add £15 and play 15 £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
Spinhill Casino - Cashback £15
Add £15 and play 15 £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
Galacasino - Cashback £30
add £30 and play 30 £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
Casino765 - Cashback £12.5
Add £12.5 and play 12.5 £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
Casinosuperwins - Not recommended, bad site, awful support
Casino2020 - Cashback £15
Add £15 and play through £15 on any slot staking the minimum amount per spin. Keep track of spins and quit the slot after wagering the required amount. Don't spin the wheel that pops up after signing up or accept any other bonuses.
Pocketwin - Cashback £10
Add £10 and play through £10 on any slot staking the minimum amount per spin. Keep track of spins and quit the slot after wagering the required amount. Don't spin the wheel that pops up after signing up or accept any other bonuses.
The Sun Vegas - Cashback £15
Add £15 and play 15 £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
DrSlot - Cashback £10
Add £10 and play through £10 on any slot staking the minimum amount per spin. Keep track of spins and quit the slot after wagering the required amount. Don't spin the wheel that pops up after signing up or accept any other bonuses.
MrSpin - Cashback £10
Add £10 and play through £10 on any slot staking the minimum amount per spin. Keep track of spins and quit the slot after wagering the required amount. Don't spin the wheel that pops up after signing up or accept any other bonuses.
PrimeCasino - Cashback £15
Add £15 and play 15 £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
ConquestAdor - Cashback £10
Add £10 play 10 £1 hands on blackjack following the strategy outlined at the top of the post, withdraw any remaining balance.
MFortune - Cashback £10
Add £10 and play through £10 on any slot staking the minimum amount per spin. Keep track of spins and quit the slot after wagering the required amount. Don't spin the wheel that pops up after signing up or accept any other bonuses.
Thanks for reading, hope this of use to some people, happy earning!
submitted by Leth96 to beermoneyuk [link] [comments]

Up to £219.11 profit in cashback through gambling offers with TopCashback, Quidco and OhMyDosh

Up to £219.11 profit in cashback through gambling offers with TopCashback, Quidco and OhMyDosh
TopCashback, Quidco and OhMyDosh always have a number of gambling offers available, with the offered amounts often changing daily or weekly. There are currently quite a few offers available on each where the cashback amount is more than the required deposit or wager amount. I've done most of these and always keep an eye out for when the amounts increase, to make sure I can get the most for my money. The offers they have on at the moment are some of the best I've ever seen for them.
The first step is to sign up for the cashback sites if you haven't already. If you use a referral link to sign up then you can get an extra bonus once your cashback becomes payable:
Then the next step is to work through the offers. These are all only available for new customers, so if you already have an account with one of the sites then you won't be eligible for the offer from them unfortunately. It's also worth checking the terms as some have specific wagering requirements, for example Betfair Casino must be completed within 3 days of opening your account and low risk roulette bets (covering 25 or more of the 37 outcomes) are excluded from counting towards the wager.
Offers
# Site From Cashback Deposit/Wager Profit
1 Coral Casino TCB £42 £10 £32
2 Ladbrokes Casino TCB / Quidco £42 £10 £32
3 Betfair Casino Quidco £40 £10 £30
4 William Hill Casino TCB / Quidco £54 £25 £29
5 Pokerstars TCB / Quidco £32 £20 £12
6 Paddy Power Games TCB / Quidco £20 £10 £10
7 Lottomart TCB £18 £10 £8
8 Foxy Bingo OMD £12.50 £5 £7.50
9 Gala Bingo OMD £12.50 £5 £7.50
9 Buzz Bingo OMD £17.50 £10 £7.50
10 Lottoland TCB £22 £15.01 £6.99
11 Tombola TCB / Quidco £15 £10 £5
12 Cheeky Bingo OMD £15 £10 £5
13 BingoPort TCB £4 - £4
14 LottoGo OMD £4.50 £2 £2.50
15 Free Slots Genie OMD £1.25 - £1.25
16 Profit Accumulator TCB £1.05 - £1.05
17 The Best Free Spins OMD £1 - £1
18 Free Spins Wizard OMD £1 - £1
19 Pick My Postcode TCB £0.90 - £0.90
20 Search Lotto TCB £0.82 - £0.82
21 Free Spins Loopy OMD £0.80 - £0.80
22 Super Free Slots OMD £0.70 - £0.70
23 FreeBingoGenie OMD £0.60 - £0.60
24 bgo OMD £10 £10 -
24 Slingo OMD £20 £20 -
Notes
If you complete all these offers then you should make £207.11 cashback in profit through the offers alone. If you are new to the cashback sites and sign up through referral links then this will be £219.11 instead. There's also a chance you can make a profit on any or all the offers and walk away with even more.
There's also a final few key points:
  • Make sure you have all adblockers and tracking protection switched off as otherwise this may lead to issues with the cashback tracking correctly.
  • I've listed the highest paying in terms of deposit/wager to cashback offers here, but if you have a preference for one cashback site over the other then they often offer very similar amounts if you'd rather go with the other instead.
  • Similarly, some sites (OhMyDosh in particular) offer a lower cashback amount but also a lower deposit/wager amount, which may be more appealing to some.
  • Some of the offers may require a premium subscription to receive the mentioned amount. I wrote a guide to maximising cashback that explains these.
  • I don't like to say the cashback is guaranteed as all the cashback sites say it never is, but I've never had an issue with any of these sites, whether through gambling or other offers.
  • Please be aware that these all these offers all are gambling, so I'd highly recommend depositing and wagering only the mimimum amount required to get the cashback, then withdrawing any profit you may have made.
  • Please Be Gamble Aware when using these sites.
Let me know if you have any questions about any of these offers :)
submitted by pKYmlCo70Iyn9D0q38L1 to beermoneyuk [link] [comments]

Up to £244.55 profit in cashback through gambling offers with TopCashback, Quidco and OhMyDosh

Up to £244.55 profit in cashback through gambling offers with TopCashback, Quidco and OhMyDosh
TopCashback, Quidco and OhMyDosh always have a number of gambling offers available, with the offered amounts often changing daily or weekly. There are currently quite a few offers available on each where the cashback amount is more than the required deposit or wager amount. I've done most of these and always keep an eye out for when the amounts increase, to make sure I can get the most for my money. The offers they have on today are some of the best I've ever seen for each of them.
The first step is to sign up for the cashback sites if you haven't already. If you use a referral link to sign up then you can get an extra bonus once your cashback becomes payable:
Then the next step is to work through the offers. These are all only available for new customers, so if you already have an account with one of the sites then you won't be eligible for the offer from them unfortunately. It's also worth checking the terms as some have specific wagering requirements, for example Betfair Poker must be completed within 3 days of opening your account and low risk roulette bets (covering 25 or more of the 37 outcomes) are excluded from counting towards the wager.
Offers
# Site From Cashback Deposit/Wager Profit
1 Betfair Poker Quidco £50 £10 £40
2 Pokerstars TCB £45 £25/£10 £35
3 Coral Casino TCB £42 £10 £32
4 Ladbrokes Casino TCB £42 £10 £32
5 William Hill Casino TCB / Quidco £54 £25 £29
6 Paddy Power Games TCB / Quidco £20 £10 £10
7 Lottoland TCB £20 £10.01 £9.99
8 Lottomart TCB £18 £10 £8
9 Foxy Bingo OMD £5 £12.50 £7.50
10 Gala Bingo OMD £5 £12.50 £7.50
11 Tombola Quidco £17.32 £10 £7.32
12 BingoPort TCB £3 - £3
13 LottoGo OMD £4.50 £2 £2.50
14 Free Slots Genie OMD £1.25 - £1.25
15 Profit Accumulator TCB £1.05 - £1.05
16 The Best Free Spins OMD £1 - £1
17 Free Spins Wizard OMD £1 - £1
18 Pick My Postcode TCB £0.82 - £0.82
19 Search Lotto TCB £0.82 - 0.82
20 Free Spins Loopy OMD £0.80 - £0.80
21 Mr Free Slots OMD £0.80 - £0.80
22 Lotto Social TCB £0.60 - £0.60
23 FreeBingoGenie OMD £0.60 - £0.60
24 Cheeky Bingo OMD £10 £10 -
25 bgo OMD £10 £10 -
Notes
If you complete all these offers then you should make £232.55 cashback in profit through the offers alone. If you are new to the cashback sites and sign up through referral links then this will be £244.55 instead. There's also a chance you can make a profit on any or all the offers and walk away with even more.
There's also a final few key points:
  • Make sure you have all adblockers and tracking protection switched off as otherwise this may lead to issues with the cashback tracking correctly.
  • I've listed the highest paying in terms of deposit/wager to cashback offers here, but if you have a preference for one cashback site over the other then they often offer very similar amounts if you'd rather go with the other instead.
  • Similarly, some sites (OhMyDosh in particular) offer a lower cashback amount but also a lower deposit/wager amount, which may be more appealing to some.
  • I don't like to say the cashback is guaranteed as all the cashback sites say it never is, but I've never had an issue with any of these sites, whether through gambling or other offers.
  • Please be aware that these all these offers all are gambling, so I'd highly recommend depositing and wagering only the mimimum amount required to get the cashback, then withdrawing any profit you may have made.
  • Please Be Gamble Aware when using these sites.
Let me know if you have any questions about any of these offers :)
submitted by pKYmlCo70Iyn9D0q38L1 to beermoneyuk [link] [comments]

Ego Casino 20 Free Spins Bonus No Deposit Required

Ego Casino 20 Free Spins Bonus No Deposit Required
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Ego Casino Exclusive Bonus
Get 20 No Deposit Free Spins at Ego Casino! Simply, click on the promotional link below and register your account. Then, play free spins on popular slot machines. In addition, get a 180% Welcome Bonus up to 1500 EUR + 150 Gratis Spins. Good Luck!
>> Claim Free Spins Bonuses <<

Ego Casino Review - Bonus Codes, Free Spins & More

In today's review of Ego Casino, we'll be doing a thorough analysis of their most important features and see exactly why this casino has the potential to become one of the greatest. It is available in a couple of languages like English, German, Polish, Chinese and Russian, making it one of the most popular international online casinos on the m arket. Along with that, it is available in various currencies such as Euros, Polish zlotys, and Russian rubles, making it a popular casino amongst European and Russian players. It also needs to be said that US and UK players are restricted from using this casino.
Regardless of the country restrictions, there is a lot to research and review about this casino. In the past few months, it got on a good foot with new players thanks to a generous no deposit free spins offer. But, there is much more to review and uncover. So let's get this review started and find out what earned Ego Casino their review ratings so fast amongst the online gambling communities.

Ego Casino Sign-Up Bonus And Promos

We thought it would be a great way to start this review on a positive note, so we've decided to review the promos like no deposit free spins and reloads available at Ego Casino. Upon our review of their promo selection, we were quite impressed by their offer. Being a new online casino they have to be able to attract new members and no deposit free spins promotions and rewards are a great strategy. Let's have a look at some of the most sought-after rewards and their availability in this exciting casino.
>> Claim Free Spins Bonuses <<

No Deposit Bonus/Free Spins Bonus

One of the most requested bonus rewards amongst new players is the no deposit bonus. The no deposit bonus gives new players a chance to play some casino games right after they signup, no deposit needed. The no deposit bonus mainly includes free spins, but in some cases, the no deposit bonus might include free chips or cash instead of free spins. The purpose of the no deposit promo remains the same though - to promote games and offer players a chance to test the casino and review the game selection. Upon our review of the bonus section at Ego Casino, we've noted that they do not have an active any deposit bonus at this time.
If you are specifically looking for a no deposit promo like free spins or cash, make sure to wait a bit and review the casino's website. No deposit free spins promos become often available as a part of new promotions for new game releases.
However, we've also noted that in order to make up for their lack of a no deposit bonus, they offer a fairly generous welcome offer. Namely, the Ego Casino welcome promo is a 100% first deposit bonus for up to €500 and an additional 50 free spins, no bonus code required. Furthermore, there are three versions of this reward: Basic, Silver, and Gold. All of them differ in terms of how big of a deposit you make, resulting in a larger reward and more free spins. If you want to learn more about this and other promo rewards, head over to the Ego website and review it under the Promotions tab.

Cashback Bonus

Another promo that is popular amongst online casinos and their players is the cashback bonus. This promo gives players part of their wager back when they lose, giving them a fighting chance. Upon our review of the Promotions section at Ego Casino, we've noted that they do in fact have a cashback bonus. There are two types as well. The first one is called Weekly Cashback, where depending on your member status you either get 10-15% cashback which is calculated according to the deposits you've made. The cash is put back in your account every Sunday. The other one is called the Weekly 50% VIP Bonus. To activate it you'll need a bonus code which you can find on their website under the Promotions tab. There you can also learn more about this promo as it is thoroughly reviewed and explained in detail.
>> Claim Free Spins Bonuses <<

High Roller Bonus

The High Roller bonus is a promo that is reserved for a special group of casino members that like to spend big bucks. These are also known as VIP members and VIPs often receive special treatment in terms of additional rewards such as a higher cashback bonus, more free spins or even priority when it comes to withdrawing funds. Upon our review of EgoCasino, we've noted that they have a Loyalty Program, where depending on your level, you get extra benefits. You gain levels by collecting E-coins that can later be spent for other bonus rewards. If you want to learn more about the Ego Casino loyalty program head over to their website and review it under the Promotions tab.

Weekly Reload Bonus

The Weekly Reload bonus can be any kind of benefit that players can get a hold on during a specific day of the week. Upon our review of the available bonus rewards at Ego Casino, we've noted that they have a couple of interesting weekly offers. We've already mentioned the Weekly Cashback bonus in this review, but there are more offers.
For instance, Ego Casino offers a Morning Up Bonus and a Twilight Bonus. Both are active from Monday through Friday but during different time frames. The Morning promo is active from 4 am -8 am, while the Twilight Bonus is active between 12 AM-4 AM. They also differ in terms of feature, the Twilight promo offers 50% for up to €1,000, while the morning offers the same, plus additional 20 free spins. In addition to these Weekly offers, Ego includes a weekend promo called Upgraded Weekend. Here you'll be able to get a 40% deposit bonus for up to €500. Overall, Ego Casino is very generous when it comes to bonuses.
>> Claim Free Spins Bonuses <<

EGO Casino Games & Software Providers Available

We've mentioned in this review that Ego Casino can brag about having a large games library. We did a review of the game selection at Casino Ego and to be honest we were quite impressed. They include some of the most popular game categories like slot games, table games, sports betting, and even live games. The games at Ego Casino are provided a courtesy to world-renown software providers like Play'n GO, Microgaming, Quickspin, Big Time Gaming, Evolution Gaming and many more.

Slot Games

First of all, let's have a look at their slots selection. Ego Casino offers a wide range of slot games that meet the needs of every slots lover. Over here you can find classical 3-reel slots for those who love retro games, as well as modern slot games, with state of the art visual and graphics. The latter also includes cool in-game bonus features like wilds, free spins and scatter symbols. Upon our review, we've noted that some of their most popular titles include games like Book of Dead, Vikings Go Wild, Big Bad Wolf, and many more.
Live Dealer games are run in real-time via a live video stream by a real human dealer. Players can join the table and play against other players or against the dealer, depending on the game. Games that saw the biggest change for the better with this innovation are traditional casino games that could not have been imagined without a dealer in the first place. These include the likes of Roulette, Baccarat, Blackjack, and Poker. Upon our review of the games at Ego Casino, we've noted that they in fact include live dealer games and in the following part of this review, we're going to have a look at some of the available choices they have to offer.
Live Baccarat - Live Baccarat is amongst the many live games choices at Ego. Upon our review, we've noted that they include variants like the game Classical Baccarat, Dragon Tiger, and many more It has to be mentioned that there are betting limits in place, in order to accommodate players from different economic backgrounds.
Live Blackjack - Live Blackjack is another live game option at Ego Casino. Upon our review of the live games at this casino, we've noted that Blackjack is available in multiple variants, such as: Classical Blackjack, Common Draw Blackjack, Blitz Blackjack, and more. Naturally, there are various tables with different betting limits, in order to provide a fun experience for all players, regardless of their financial status.
Live Roulette - Live Roulette is probably the live game with the most choices at Ego. You can choose from variants like European or American Roulette, in addition to that, you can choose rooms with specific languages, such as Turkish, Russian, and German. It goes without saying that there are betting limits here as well in order to provide a fair gambling experience for all players, regardless of their pocket size.
Other Table Games - There are other table game choices available too, with the most popular being Poker. Upon our review, we've noted that they include variants like 3 Card Stud and Hold'Em. There are betting limits in place here as well, so you can expect High Roller and Low Roller tables.
>> Claim Free Spins Bonuses <<

Compatibility: Desktop & Ego Casino's Mobile Casino App

Since there are a lot of different devices on the market today, it is extremely important for an online casino to be compatible with all of them in order to be accessible to more users. Upon our review of Ego, we've learned that they are a mobile-friendly site, compatible with all devices, including PC, tablet, and mobile as well as operating systems such as iOS and Android.
The Ego Casino games are available in instant play, which means that you won't need to download any additional app or software. All you got to do is use your device and open the browser to access the casino. The experience quality remains the same regardless of what device you use.

Top Security Protocols & Customer Service at Ego Casino

When it comes to security Ego Casino are doing a pretty good job. Even though they are a new and not so experience casino, their security isprotocols are pretty tight. Upon our review of Ego and their security measures, we've noted that they are using high-level SSL encryption in order to protect their players' transactions and their data from harm. It has to be mentioned that Ego Casino is licensed and falls under the regulations of Curacao.
As far as customer support goes, Ego Casino is doing the most that they can in order to be available to their players. Their website includes a 24/7 live chat where English and Russian speaking players can ask for help. In addition to that, there is a support e-mail and a phone number if there is a need for any further assistance.

Ego Casino Complaints Reviewed

Closely tied to the customer care is the willingness of a casino to review and resolve complaints filed against them. At the time of writing this review, we weren't able to find a single complaint filed against this casino. To be fair, it is a new casino and it will take time to see how they handle themselves in the long run.
>> Claim Free Spins Bonuses <<
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20Cogs - I've earned £344 (and growing)! Here's my referral link, screenshots of confirmed money and a description of how it works

I've received my money in to my bank account from 20Cogs and can confirm for certain that it is a great way to earn some easy free money.
My first withdrawal proof: Screenshot of bank account Screenshot of 20Cogs account earnings in November 2020
PROOF of £340 earnings: Screenshot of 20Cogs account earnings as of today Jan 30th 2021
This post is a walk though my experience of it, some helpful info and some proof screenshots.I want to share my referral link as using this site has been really positive for me and paid some bills this winter!
When you sign up using my link you get a £5 bonus: referral link. We both benefit from you using my link as I will receive the value of 5% of your earnings too. I hope you find this information worthwhile, and I am happy to answer questions and provide more screenshots in the comments.
**How it works:*\* Starting at Cog 1, you select from a choice of offers and complete a sign-up to unlock the cog. Once complete you move on to the next. Each completed cog earns you money.
You cash out when all the cogs are completed. You can speed through (like me) and earn less, or you can play the slow game and wait for better offers. Average is apparently around £200.
Examples of my offers:
Download the Yolt app - £5 reward
Amazon Prime free trial - £5 reward
LottoGo deposit £1.00 - £7 reward
Free 14 day Ancestry trial - £2 reward
Screenshot of cog examples
I had heard of and trusted basically every site I signed up to. Some of the offers you can spend money on, but you don't have to. I prefer not to. For instance, you can pay £1.99 for a Graze box and 20Cogs rewards you £4. You always have around 5 offers to choose from so there's always an option to not spend any money.
I spent £1 on the lotto offer as the reward from 20Cogs is £7. Then I won a fiver! Boom.
You can complete more than one offer on each cog, but I advise doing that at the end once each cog is confirmed and Cog 20 is unlocked ready for cash out. Once you have completed 20cogs and cashed out you can continue to earn and cash out repeatedly as long as earnings are over £5. GREAT news! Since collecting my £169.98 I have earned a further £174.34!
Screenshot of two complete tasks on one cog Screenshot of my 20Cogs account earnings
It's definitely worth it for a slow but steady earner. I checked mine quickly for new offers each day and chose to complete a new cog roughly on a weekly basis. It works well on both phone and desktop.
I started on 15th August 2020 and received my first payment on 25th November 2020.
Info:
Easy peasy. Nowt to lose. Feel free to ask me questions!
Imgur album link for all linked screenshots/proof: https://imgur.com/a/s1haZZS
Referral link Nonref link
submitted by Melly-The-Elephant to ukbeermoney [link] [comments]

Pocket Play Casino 100 no deposit free spins + 100% welcome bonus

Pocket Play Casino 100 no deposit free spins + 100% welcome bonus
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Pocket Play Casino Bonus and Games
Sign up at Pocket Play Casino and play the best slots for free! New players get 100 no deposit free spins and a 100% Welcome Offer! Also, there's a 10% cashback when you deposit and play. Check it out in the review. Click on the link to qualify for the free bonuses.
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About Pocket Play Casino

Pocket Play is operated by Deep Dive Tech B.V, a company with a portfolio of casinos to their name. The firm are based in the Curacao and hold a gaming license there.
Browse the website and you’ll find a section labelled Winners. As you’d expect, it’s populated with a leader board detailing players who’ve enjoyed recent success at the casino. Often, these leader boards have an air of neglect, as if they haven’t been updated in months or even years. Not so at Pocket Play Casino, where a series of neatly arrange tables display slots, casino and scratch winners.
UK-based sites tend to offer better customer support than their international competitors, or to offer a better range of options at least including telephone support. Pocket Play lays on the usual email support and live chat, which is available 24/7, but it also supplies a UK telephone number. There’s an FAQ too, which is sparse but covers the basics if nothing else.
When it comes to depositing funds with the casino, the usual methods are supported including Visa, MasterCard, Skrill, Neteller, Paysafecard and Boku.
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Nice Promo Page

The promotions page at Pocket Play Casino is nicely set out, with a square grid of tiles displaying the latest offers. To get the reels rolling, there’s a 100 free spins which is yours for free upon signing up. There’s no need to even make a deposit to avail yourself of this offer.
When you do get round to popping some funds into your casino account, Pocket Play Casino will double up whatever you deposit, with a 100% match bonus. Every day when you log in to the casino, there’s a present waiting for you. Spin the Fortune Wheel to determine the bonus that you’ve won. It’s a small touch, but one that gives an added incentive to play regularly at the site.
There’s more where that came from; Pocket Play Casino dishes out up to 10% cashback on slots every week and operates a monthly slots tournament. There are also reload bonuses, midweek cash to be claimed on Wednesdays and Thursdays.
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Pocket Play Slots Lobby

Slots are a big deal at Pocket Play1-star Casino. Such a big deal in fact that they have their own Slots Lobby, with row after row of vibrant video slots accompanied by user ratings and a heart icon so that games can be favorited. The slots can be sorted alphabetically or by rating.
There’s also a search bar. As for the games themselves, there’s plenty of variety, even if the overall quality is mediocre. There’s nothing glaringly wrong with games like Wild Vegas or Mystic Wilds but they’re not particularly nice to look at, nor is there any inventiveness on display in terms of features once you start rolling the reels.
Do you really need a game called Plushie Pleasure in your life? How about another infernal slot named Treasures of Egypt? Luck is a predominant theme, naturally, surfacing in such games as Irish Luck and Pharaoh’s Luck, games that score nothing for originality, but are at least reasonable to play. Others, however, such as Couch Potato and Cashapillar, should bring a smile to your face, especially if you’re fortunate enough to scoop the jackpot.
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Scratch Games

There’s a lot of ways to make some scratch at Pocket Play Casino, one of which involves little more than matching 3 symbols in a row. Because all of the casino’s games are accompanied by a user rating of 1-5 stars, it should in theory be easy to tell at a glance which games are worth your time and which ones you can probably skip. Kitten Ball Scratch has a mere 1 star rating; Treasures of King Arthur on the other hand has a full 5 stars.
That said, given that there are only 1 or 2 user reviews for each game, these grading’s can probably be disregarded altogether. After all, if you’ve just won the jackpot, odds are you’ll give the game 5 out of 5. If you’ve just lost everything, however, it’s probably not going to earn more than a solitary star.
Other instant win scratch games that are available at Pocket Play Casino include monkey adventure Go Bananas, Lucky Fish and Diamond Dreams. These games might not be sophisticated, but they do involve minimal effort and have the potential to pay out lucrative sums.
>> Claim Free Spins Here <<

Video Poker Choices

Aside from slots and scratch games, there are various casino games to be savoured, with video poker accounting for many of the titles. Aces & Faces, 10s or Better and Jacks or Better will be familiar to anyone who’s ever lingered at a virtual casino. The poker games are complemented by single and multi-hand blackjack, American and European roulette, lottery game Keno and a basketball-themed game Slam Funk.
>> Claim Free Spins Here <<

Pocket Play Casino Rated

Pocket Play Casino is a good all-round casino, especially for fans of video slots and scratch games. The site works well on desktop and mobile, the promotions are varied and interesting and the look of the site is pleasing on the eye. It’s a shame the slots themselves aren’t particularly exciting or noteworthy.
There’s no live casino either, and the range of casino games is limited, with no baccarat, sic bo, bingo, craps and suchlike.
On the plus side, customer support is good and the £10 welcome bonus, with no need to make a deposit, is a nice touch. British-based players will be the main beneficiaries of Pocket Play Casino’s games and promotions.
For instant gaming on the go, typically digested in bite-size chunks, the site is ideal. More serious gamblers, however, will want to get their teeth stuck in to a more substantial and extensive casino.
submitted by freespinsmobile to u/freespinsmobile [link] [comments]

Casino Dome - free spins, welcome bonus, promotion

Casino Dome - free spins, welcome bonus, promotion
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Casino Dome Free Bonuses & Promotions
Casino Dome Review and Exclusive Welcome Bonus for new players. Enjoy 100% up to 200 EUUSD and 21 Free Spins! General T&C Apply. +18 New Players Only. Be Gamble Aware. MGA-Licensed.
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Casino Dome Review

Casino Dome is a new casino on the UK market that will undoubtedly attract even more attention in the future. The site has a stellar theme and visually stunning website. Furthermore, the website is mobile-friendly, which means it’s tailored for mobile gaming. So, you’ll explore its library of games on the go, and access it instantly from your smartphone.
Also, you’ll play at a secure and reliable online casino that incorporates the latest encryption technology and proper security measures, while it holds a license by the Malta Gaming Authority and the UK Gambling Commission. The casino is operated by Genesis Global Limited, a prominent brand in the online gambling industry – with a registered address in Malta. The same brand that has Kassu Casino.

Bonuses at Casino Dome

Welcome Bonus
Start playing casino games with an excellent Welcome Bonus. The Welcome Bonus is only available to new members. Otherwise, the casino has promotions and other offers that will add more excitement to your gaming experience.
Other Promotions
As you know, one of the main factors of an exceptional online casino is their Loyalty Programme and available promotions. Naturally, Casino Dome has an abundance of promotions to suit your preferences, from weekly and monthly promotions, special prize draws and tournaments, among other offers.
On the other hand, the loyal members get to enjoy even more VIP benefits in the VIP club. VIP players will have their personal account manager, exclusive flights, personalised promotions, gifts, and other treats. To learn more about the available promotions, bonuses and VIP Programme of the Casino Dome, please visit the website.
>> Get Free Welcome Bonus <<

Casino Dome Free Spins

You can receive Free Spins as part of the regular promotions of the casino. Please visit the website for more information regarding the latest promotions.

Games at Casino Dome

You’ll be delighted with a vast collection of first-class casino games, from immersive slots with outstanding graphics to realistic gaming experience with Live Casino games. That said, you could choose to play more popular titles like Starburst, Bonanza, and others. Or, put your luck to the test with progressive jackpot slots such as Mega Moolah, Hall of Gods, among other titles.
In case you want to experience your favourite table casino games in a realistic setting, then explore their library of Live Casino games. You could play Blackjack, Poker, Baccarat, or Roulette live. To sum up, there’s no shortage of options for anyone.
However, keep in mind that this is a new online casino, so they’ll continue to update its library with even more new, great games. This casino is powered by multiple, well-known gaming providers like NetEnt, Red Tiger Gaming, Yggdrasil, Evolution Gaming, Play’N GO, to name a few.
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Casino Dome Mobile Application

Casino Dome is well aware of the significance and requirements of mobile gaming. Hence, as long as you have a stable internet connection, you can play your favourite casino games from any mobile device. This means that the site is compatible with any device, including smartphones and tablets. But, at the moment, the casino doesn’t have a mobile application.

Payments at Casino Dome

Deposits
The casino offers a multitude of payment methods from e-wallets like Skrill, ecoPayz, Neteller, to Mastercard, PayPal and other options. Your financial data is safe as the casino has excellent encryption software.
Withdrawal
Withdrawal processing time will vary depending on your selected payment method. In order to verify your account, the casino will ask for specific documents.

Casino Dome Customer Care

Feel free to send your feedback or ask any questions. Typically, you can get in touch with their reliable Customer Support Team via email, phone and the live chat facility. But, always check the FAQ page first as it has in-depth information about many important topics.
>> Get Free Welcome Bonus <<
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Whamoo Casino 50 free spins bonus no deposit required

Whamoo Casino 50 free spins bonus no deposit required
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Whamoo Casino Gratis Spins and Promotions
Claim 50 No Deposit Free Spins to Whamoo Casino! Open your gaming account here via a special landing page and play to win. In addition, they have to offer 300 gratis spins and 100% up to 200 EUR bonus money. And, there's also a second and third deposit bonus with bonus chips and free spins.
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Whamoo Casino Review

The first thing you might want to learn about Whamoo Casino is that the site has been opened in December 2020. So, this is one of the latest online casino sites out there. However, there is so much more you should know about them. In our review and analysis, we will tell you all the secret details. Keep reading to find out about their owners, licenses, bonuses, promotion, gaming portfolio, payment methods, and more!

Licenses and Operators – Who Owns Whamoo Casino?

The site is registered and run under MGA, the Malta Gaming Authority. It is one of the most prestigious online gambling licenses. The best sites are secured with MGA’s online gaming permission. However, the MGA license is not the only guarantee that proves Whamoo Casino’s trustworthiness. DialMedia Ltd owns and operates Whamoo Casino. Long story short, they are responsible for all the gaming services at the site. And their name makes sure you will enjoy your winnings here. They also run Omni Slots Casino and Fruits4Real Casino. If you know online gambling sites, you know those sites, come on!

Privacy, Safety & Security – Is it a Safe and Legit Online Casino Site?

As we mentioned above, Whamoo Casino is registered under the laws of the Malta Gambling Authority. In addition, the site owners also put a high pressure on protecting their customers’ privacy. The site uses a 128-bit, high-rated encryption technology. It makes sure that all your data will be safely protected. You have no reason to worry about third parties taking advantage of your activities at this site. The MGA license makes sure that you will get the money that you win while playing here. The site follows all GDPR regulations. Based on all these, I believe it is only fair to name them a safe and trustworthy online casino site.
>> Click Here for Exclusive Bonus <<

About Whamoo Casino Bonuses – Claim up to €600 Extra Money

Not that you know about the owners, licenses, and privacy measurements of the site, maybe it’s time to register. Opening a new account at the site is worth it now. Sign up through GamingZion. We will help you claim €600 upon your first three deposits. In the Welcome Package, you can claim a 75% third deposit bonus up to €200 + 40 free spins, a 50% second deposit bonus up to €200 + 30 free spins, and a 100% first deposit bonus up to €200. So, you will get extra money upon your first three deposits. Not bad, is it? And other daily offers are also there for you…

About Whamoo Casino Promotions – Win New Prizes Every Day

If you have registered your new account at Whamoo Casino and took your welcome package of €600, that’s good. However, your treats aren’t over just yet. Navigate yourself to the Promotions section in the top menu bar. You will not be disappointed, we guarantee that! You can immediately see the promotions calendar for the current and the upcoming months. And you will see that there is something basically every day… Claim weekly free spins and daily match bonuses, or other prizes. You can see whichever you like the most. You will also find the best offers in our online gambling promotions directory.
>> Click Here for Exclusive Bonus <<

Available Games – Play your Favourite Online Casino Slots

Now you know about the bonuses and the promotions. However, the impressive and outstanding features of the site are still not over. We must talk about the gaming portfolio as well! Is there any type of online gambling game that you’re specifically looking for? Start searching for it here, chances are, you will easily find it. Slots, jackpots, table games, video poker, bingo, keno… They are all there, and they are all waiting just for you to finally start playing. Will you?

Whamoo Live Casino – Enjoy The Real-Life Gambling Experience

We’ve already talked about the gaming portfolio, but we haven’t talked about the live casino section yet. It’s time. We must mention it because it has quite an impressive selection when it comes to roulette, baccarat, and blackjack games. You can find many types of those games, with many different dealers. You can pick whichever you like the most – and you can easily try all those games. Unfortunately, there are still ways to improve the live casino selection, nevertheless. For example, live poker slots are definitely missing for now. Probably they are coming soon!
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Whamoo Mobile Casino – Play Mobile Slots on iOS & Android

There is no Whamoo Casino mobile app just yet. Which can be interpreted as bad news as well as good news. It could be bad because apps make it easier to play. However, it’s rather good. You don’t need to spend time trying to find the Whamoo mobile application. You don’t need to visit shady sites, download an unknown apk file, and hope for the best. You just need to open your browser on your phone and access the site. It’s totally responsive, so it doesn’t matter which divice you use, you will definitely be able to access the page, log in to your account, and play your favourite slots. Android, iOS, and other operating systems’ users can all play here!

About Whamoo Casino Payment Methods – How to Deposit & Withdraw Money

We also need to talk about the available payment methods at Whamoo Casino as well. There are certain limitations: if you wish to deposit money, you must make a deposit of at least €10. You can deposit up to €1,000 and no more! There are many available banking methods. These vary whether you’d like to deposit or withdraw your money. Please scroll lower to our Banking section. That’s where we list all the available depositing and withdrawal methods at Whamoo Casino.
>> Click Here for Exclusive Bonus <<

Rules and Restrictions – Who can Register and Play?

This is probably the only negative part of Whamoo Casino. While the site has the prestigious MGA license, unfortunately, as of today, they have not captured a license from the UK Gambling Committee. So, they cannot operate their services in the United Kingdom. In addition, Whamoo Casino is also not accessible from the USA. There are a few other restricted countries. You can see the full list if you scroll a bit lower to our Restricted Countries section. If your country of residence is not listed, then you should probably sign up for a new account at Whamoo Casino. You won’t regret it!

Overall Verdict

2020 hasn’t really been an easy year for any of us. We have suffered plenty, many of us have lost several loved ones, the Earth has been attacked by numerous natural catastrophes in the past few months. However, we cannot stop believing that better things are coming. All these might start with the launching and finding of our new favourite online gaming site – Whamoo Casino. Their impressive gaming selection will definitely help us ease the pain we got from last year’s traumatic experiences. Let’s hope for the best. Let’s be optimistic. Let’s win!
>> Click Here for Exclusive Bonus <<
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Daily Bonus Rewards List

Last updated: 04/02/21

Swagbucks (GPT site) | Ref ($3 bonus for earning $3)

  1. Answer the Daily Poll for $0.01.
  2. Use the search engine until you win some points. I get two wins each day by attempting it at 8am and 5pm. A third win isn’t unheard of, though I am unsure of the optimal timing. One search win pays $0.04 to $0.31.
  3. Play the browser games. Make one move in the game then use the in-game exit button for an attempt to register. You get $0.02 for every second attempt, up to a maximum of $0.10 daily. Be sure to wait 30 seconds between attempts.
  4. Swagbucks Watch – Currently deactivated :(
  5. nCrave direct links (more paid-to-click content):
(a) 7 times a day for $0.07 (seems to be deactivated)
(b) 5 times a day for $0.05 Close and re-open if you don't arrive at blue screen
(c) 3 times a day for $0.03 (seems to be deactivated)
(d) 3 times a day for $0.03 (seems to be deactivated)
(e) 4 times a day for $0.04 (seems to be deactivated)
(f) 5 times a day for $0.05 Close and re-open if you don't arrive at blue screen
See this tutorial video if you’re unsure of what to do.

Honeygain (passive income; sell your unused internet bandwidth) | Ref ($5 sign-up bonus)

Win credits daily from Honeygain's new Lucky Jar feature. One credit equals $0.01.

Hideout TV (video site) | Non-ref

Go on any video, scroll down, click Rewards and claim the daily reward code. When you reach 27 points (takes a few days), you can convert it to points on Swagbucks or other GPT sites. If you use Swagbucks for this, it checks off Daily Discover on your daily To Do list.

Inbox Pounds (survey site) Ref (£1 join bonus)

Use the search engine daily to get 7p, plus read 1 or 2 paid e-mails at 1p each. Has the usual surveys and a £20 PayPal cash-out.

StoREwards (receipt scanner app) | Invite code: 1gzhz | Download

Simply open the app to claim an incremental daily bonus which gets you 300 coins per week. This is actually a pathetic amount when you do the maths, but at least the app pays more per receipt scan than its competitors (over 5p each). Use the same e-mail address as the one you registered on Receipt Hog with to get a £1 bonus.

Viewsbank (survey site) | Ref

Get 10p every weekday (not weekends) for answering the ‘Admin Poll’ question. £12 PayPal cash-out. Offers regular exclusive surveys which you will almost always qualify for.

Qmee Pop Quiz (survey site) Ref (50p bonus on first cash-out)

There’s a daily pop quiz question that appears at the bottom of the survey page (next to the poll question). The site now has a countdown showing when the question will appear. Get the question right to win 3p.
Pro-tip: There’s a time limit to answer it, but you can simply close the quiz after seeing the question, Google the answer, and then restart the quiz to select your response.
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Free Daily Casino Games With Cash Prizes

Sky Prize Burst (at Sky Bingo)
Instant win game with small cash prizes (e.g. 10p), free spins, and scratchcards. Available from 10am daily.
Sky Prize Machine (at Sky Vegas)
Instant win game with cash prizes (e.g. £2), free spins and scratchcards. Available from 12pm daily.
Sky Lotto
Daily lottery game. Enter your numbers before 7.45pm and check the results at 8pm. Win scratchcards, and hopefully, cash.
P.S. 50 free spins with no deposit / wagering if you sign up to Sky Vegas.
4 Free (at Tombola Bingo)
A bingo style game. Match 4 numbers on a corresponding prize to win that amount. The chance of winning is low, but I have won £15 so far so it is possible. You need to verify your mobile number to play- They text you an access code every Monday.
4 Free (at Tombola Arcade)
Visit this sister site each day to have a second go at 4 Free.
Ladbrokes Instant Spins
Get free spins, free bets and cash prizes from this wheel of fortune.
Coral Rewards Grabber
Tap your mouse to grab an item from the claw machine, then reveal your prize. Win free spins, bets, scratchcards and cash.
Betfair Prize Pinball (Promotion expired?)
Launch the ball and see if it falls in a prize slot. Win free spins, bets, scratchcards and cash. It looks like you're guaranteed to get something with this one.
William Hill's The Bonus Drop
A plinko style game in which you can win free spins, betting credit and cash prizes.
Virgin Games' Free Games
Uncover tiles on a board to uncover free spins and cash. You will need to deposit £10 into the site to be granted access to the games, but you do not need to gamble this money and can withdraw it again. At the end of the month you get to play a "Special Game" - The number of goes you get is based on the number of days you played the normal game that month.
Paddy Power's Beat The Drop
A game similar in concept to 'The £100K Drop' game show, which you can play with a hypothetical £1000 daily. Allocate your pot to predicted outcomes of upcoming sports events, and progress to the next round with the amount that you placed on the winning outcome. There are 12 rounds in total, and you can choose questions from different sports.
submitted by IGotSatan to LazyMoneyUK [link] [comments]

Ultimate Casino Cashback Guide - Earn over £500 - UK ONLY

This guide aims to outline all of the best gambling cashback offers available over a range of sites, following this guide you should be able to make over £500 in cashback
Note - Cashback often takes a while to payout, bear this in mind when completing offers as you may have to wait to cashout your earnings
When completing these offers don't chase any loses as the cashback will give you a profit with nerly every offer
A short review of each site and some referral links
Topcashback - Cashback will show as tracked within a few days, can take a few weeks to become payable, in some cases even longer, asides from gambling they have great offers for car insurance and mobile phone contracts, worth taking a look to save some extra money!
Ref - Extra £5 when you make £10 cashback
Non-Ref - No reward
Quidco - Much the same as Topcashback
Ref
Non-Ref
Minimum payment - £10
Ohmydosh - Faster Payouts but less offers
Ref - Extra £1
Non-Ref - No reward
Minimum payout - Any
Cashback Earners - A lesser known site in need of a fresh look, this site also has some bad reviews, referal income is paid to the site on a monthly basis with the dates for each site being different, offers don't seem to show as tracked until the website receive their payment, cashback should appear in your account within 1 month of completing an offer. Cashout amounts are specific, its best to build up a balance and then withdraw. Payment takes around 3 weeks.
Ref - Sign up bonus £6.5
Non-Ref - Sign up bonus £6.5
Minimum payout is £20
Payment Proof - Payments for all sites can be seen here, quidco isn't shown as i have signed up for all the casinos on offer through topcashback
How to Maximize Profit - IMPORTANT - READ THIS
For the majority of these offers you want to play blackjack following the chart found here
Any blackjack game will do, look for a normal version of the game at the site you are playing on and make sure it is a non live game as the hand sizes will be lower.
When playing blackjack there will often be more than one spot that you can bet on, allowing the player to bet more than one hand at a time, Its important to only bet on one spot at a time as it reduces the variance of the game and will ensure you get the maximum return possible from the game, stick to £1 hand sizes when playing and dont be tempted to bet larger amounts as you will be getting a nice amount of cashback from every offer
Through playing blackjack this way the player will get a return of around 98%, meaning for every £100 staked you will lose around £2. If you make a loss on a casino site after completing the required wagering amount, withdraw your remaining balance, don't chase loses as the cashback will make up for loses and give you a profit in most cases.
All offers are updated fairly regularly, make sure to check the terms for each offer as information in this post may become outdated. Also check for other offers every now and then as new casinos are added!

TopCashBack Offers - £400+ Profit

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submitted by Leth96 to beermoneyglobal [link] [comments]

I am 27 years old and make a joint equivalent salary of $139,000, live in Arlington, VA and work as a Finance Officer

As standard – apologies for the length! I’ve found it quite a cathartic experience, and I seem to have managed to merge elements of the reddit, US and UK R29 templates so please feel free to skip over any boring sections!
Background:
I’m British, working for a British Company in the US on a three-year posting (one year in). My salary is actually £33,000 but due to the increased cost of living here, I get an additional £10,000 allowance for living costs, and my rent/utilities are paid directly by my company. This puts my equivalent salary at $93,000.
I’m aware this is an incredibly fortunate position to be in, especially with COVID, however when I return to the UK, I will be paid my UK salary only, so this is a short-term benefit.
The company can split my pay between my UK and US accounts, and currently 95%ish of it is going to my UK account. This % split was only set up after lockdown as we are currently spending much less on travel/socialising here so are taking the opportunity to focus on building our UK savings. My husband, J, was fortunate enough to get local employment when he arrived in country. He earns an additional $46,000 net which we live on.
For ease/consistency, I have converted all costs at 1.3 as this is roughly the average conversion since I’ve lived here – I will write UK next to any cost/savings that are based in the UK.
Section One: Assets and Debt
J and I (now) combine all our finances, so except for my pension pot, and a small F* Off Fund (FoF - we have one each), everything else is split 50/50. This will likely change when we go back to the UK as we’ll have better access to our own bank accounts.
My personal Net Worth is $72,400
Retirement Balance
UK $104,000
I’ve contributed to work pension schemes since I started working full time age 18. This has been set at around 5% since I joined my current employer 7 years ago, and they contribute around 27%. I’m actually guaranteed £4,000 per year once I retire for as long as I live so have multiplied this by 20 on the assumption the retirement age actually stays at 68 and I make it to my late 80’s. This amount will increase over the years with inflation and as I contribute further to it. I can choose to retire earlier, plus take up to a 25% tax free lump sum on retirement, but that will affect the annual pay-out amount.
Equity
UK $52,000 equity, $157,300 left on the mortgage
J and I bought ($197,600) with just over a 10% ($20,000) deposit 3 years ago aged 24 and contributed half each. I managed to save this as I was living at home until we bought, and J got a help to buy loan through his previous workplace. He’s since cleared this.
Savings account balance
$29,700 made up of:
US $6,700 for fun money here (currently planned for another car – we’ll sell our existing one)
UK $6,500 in premium bonds as my FoF, $13,800 in our joint savings account to upsize when we get back to the UK, $2,600 in one of my side saving accounts as a potential future maternity pot. This is joint but kept in a separate account from the house savings.
Around $22,000 of this has been saved since the beginning of lockdown
Checking account balance
US $120 (+ $1,190 in checking, -$1,070 on AMEX). All our savings accounts are easy access, so we try to keep the balance as low as possible and tend to spend the full amount each month. [We end the week with this back up to $1,559]
UK $660
Credit card debt (and how you accumulated it)
0 – we use our AMEX for our everyday spending, so I’ve included it in our checking account as we usually pay it off each week and use it in place of our checking account. J had CC/loan debt in the UK from the house deposit and wedding which he cleared down before we moved out here.
Student loan debt (for what degree)
0 - neither of us went to University
Anything else that's applicable to you
We paid outright for a second-hand car that is worth around $6,000
Section Two: Income & Further Background
Income Progression:
I started at my current company 7 years ago working as a personal assistant and started on $24,000. I stayed in this role for 2.5 years before promoting into a finance role and onto $31,000. After a year I was temporarily promoted (with pay rise) within my team to a higher finance role and after a further 6 months was permanently promoted into the role and onto $35,750. There’s usually an annual pay rise of around 2%, which I’ve received between each promotion, but as this last promotion pay rise wasn’t as high as usual, my last few annual pay rises have been higher to bring me to my now salary of $43,290. I’ve spent the last three years at the same level, but have changed teams to gain more experience which will be needed for the next promotion which I’ll hopefully be able to get when I return to the UK – this will take me over the $50,000 mark.
Main Job Monthly Take Home:
UK – I get paid once a month, receiving $3,783 after tax, national insurance and pension contributions. This also includes the extra living allowance. $3,510 is paid into my UK account, $273 is paid into the US
US – J gets paid fortnightly, and earns a net salary of $3,546 per month (assuming 2 pay periods per month)
Any Other Monthly Income Here
UK - We receive around $598 per month from tenants in our house in the UK. The letting agents take all management and admin fees directly from the rent before we get paid. This amount can be less if any work needs doing on the property, but again the letting agent will pay directly and just transfer us a reduced amount. We also have to pay tax on any rent received and still need to pay last year’s bill, but we haven’t calculated it yet.
Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it?:
Not from family. My parents don’t have degrees, and whilst they supported my siblings going, it was our own personal choice. If we didn’t go, we were expected to work full time.
My school did expect me to go. I was in the last school year before UK University tuition went up, so the only advise they could give was to go now as you won’t be able to afford it in the future. I had a place to study events management but turned it down a week before the deadline. Bar sometimes feeling like I missed out on the University life experience (aka. freshers week), I have zero regrets not going.
Growing up, what kind of conversations did you have about money? Did your parent/guardian(s) educate you about finances?
My siblings and I were always encouraged to save including contributing to pensions when we started working, and prioritise this and bills over spending our money, but conversations didn’t go much further than that.
What was your first job and why did you get it?:
Weekly paper round from age 12 to 16 which gave me $10 a week to pay for my phone credit and to build savings. I started working part-time in a supermarket from age 16 earning around $250 a month, but this was mainly spent shopping and in the pub!
Did you worry about money growing up?:
No – my parents operated on a “what we do for one, we do for all”, so with a house of five kids, we certainly weren’t living the life of luxury, but we never went without, and it encouraged me to earn some of my own money from an early age.
Do you worry about money now?:
No, J and I are in a really good position and try to make sensible decisions so that we can still cope if our circumstances change.
At what age did you become financially responsible for yourself and do you have a financial safety net?:
Fully when I bought the house and moved out age 24, although I obviously gained the support from J. I’ve always had to use my own money for wants and non-essentials (phone bill, own laptop, “fun” clothes). I was given a few years grace on rent as my parents helped my siblings at Uni, but this stopped when I turned 21. I’ve always bought my own cars/insurance and would contribute to the household, including buying some food and replacing furniture in my room.
Our parents continue to support us anyway they can, which included letting J and I move back in rent free last year whilst we were replacing our kitchen.
Do you or have you ever received passive or inherited income?:
My dad saved around $1,200 from when I was a child which I received aged 18 – this went into savings and then towards my first car and laser eye surgery.
My brothers and I also received $1,950 each from a great aunt when she died, which was a complete surprise (the will was contested so this was several years later). Our much younger half-brother didn’t receive anything, so we split this equally with him. The money left went towards mine and J’s wedding and we also received around $5000 additional from various family members towards our wedding and honeymoon. This was also not expected, and we budgeted not to receive anything, but this was a bonus and it relieved some of the pressure on us to save.
Section Three: Expenses
UK – I auto-transfer $1,170 across various accounts to pay for our UK bills. J & I both kept some bills in our own names to try to maintain our individual UK credit scores as well as our joint one. J’s parents are also looking after our two cats whilst we’re in the US, so we transfer them some money. We’ve discovered our UK entertainment subscriptions work over here so we haven’t cancelled them and pay them from the UK accounts, which is a benefit as they’re usually cheaper.
$910 to our joint account to cover – Mortgage ($986 – includes $130 monthly overpayment), Landlord Insurance ($32), Pet Insurance ($45), our life insurance ($22 – it pains me that the cats cost twice as much as we do. Obviously, they don’t have the NHS covering their medical costs, but they also don’t have a mortgage to pay off….), J’s UK phone bill ($35) – he’s still tied into his contract. The rent income comes into this account so that covers any delta and builds a pot to pay the tax bill. It works out at around $388 per month saved for this. We also pay around ($150) annually to cover IT costs including Microsoft office, McAfee Security and Dropbox storage.
$143 to my bills account to cover – my UK phone bill ($23), a second UK phone bill that I need to cancel as they wouldn’t transfer my existing number to them ($6), Trade Union membership ($19), Netflix ($12), Annual magazine subscription ($19). Any money left over for is for UK online orders and so we have money available when we visit home.
$65 to J’s account to cover – Amazon Prime ($10), Spotify ($20), Audible ($15) and annual Xbox Live ($50)
$52 to J’s parents for the cats.
UK Savings – we have $2,340 to split across the savings. The split varies each month, but as I’ve hit my FoF goal the focus will be on getting J’s to the goal amount and then joint savings.
US – TV, WiFi and Hulu ($131), Phone Bills ($167), Car Insurance ($110), Naked Wines ($40), HelloFresh ($523), Annual Renters Insurance ($152). We currently get Disney+ free with our phones, but this will end soon, and I expect we’ll start paying for it as well.
US Savings – I usually transfer between $500-$1,000 into savings when J gets paid but will vary this based on how much we have left in the checking account from his last pay and what bills are due. We’ll also raid this as needed for big purchases or if we’re running low in on cash in the checking account.
​
Day 1 – Saturday
0900 – I’ve been waking up on and off for a few hours, but the alarm has gone off, so I drag myself out of bed. J and I are booked into a second-hand book sale from between 11 and 12 so we need to actually get out of the house this morning. I tidy up a bit, have a shower and miss a call from my mum whilst I’m in there. I check J is up before calling her back and have a good catch up with her and my Nan.
1115 – We’re a little later than planned, but we make it to the sale. I picked the second slot so that there would still be a good selection of books available and am pleasantly surprised by the amount and overall COVID set up. We spend almost an hour browsing and come away with 15 books between us. $60.01
1210 – We left the apartment without eating breakfast, but there’s a restaurant open next to the sale that we haven’t tried before so we pop in and have a burger each. Discover there’s a cocktail bar underneath and make note to head back and try that soon. $41.92
1600 – J has spent the afternoon building Ikea furniture we bought last week and hiding in the bedroom watching YouTube videos whilst I clean, watch The Haunting of Hill House and drink copious amounts of tea. We bought our car in a bit of a rush when we arrived and to replace his Rightmove house obsession, J spends a lot of his time looking at cars available here. Last week he found an American muscle car that looks in good shape and isn’t extortionate, so in his argument to “buy American, eat American, drive American” whilst we’re here, he’s arranged a visit check it out and test drive it. We’re meant to be there at half past, but we had the wrong address and there’s been an accident so it’s actually an hour’s drive, and we don’t get there until 1715 - Oops. I do not want to like the car, but I’m honestly sold – I knew our current car wasn’t the best, and planned to cope with it for the three years, but this is such an improvement and feels like a fun car to drive on road trips. We arrange to come back next week to buy the car and head back home. Thankfully, the traffic has cleared so it only takes 40mins. We while away the journey by listening to an episode of My Dad Wrote a Porno.
1830 – We stop by Giant to pick up some essentials (loo roll, seltzer, beer, milk) and food for the rest of the weekend. $103.25. I cook pork chops, roast potatoes, asparagus and gravy for dinner, and we spend the evening chilling in front of Netflix with wine before heading to bed at midnight.
Daily total: $205.18
Day 2 – Sunday
0830 – I wake up and sneak out of bed without disturbing J, make myself a cup of tea and settle down to finish off The Haunting of Hill House. J hates scary shows/films, so I try to watch things before he’s up, but he still needs to be in the house otherwise my imagination will go wild. The show finishes and I hear no sign of movement, so I make another cup of tea and discover The Princess Diaries 2 is on freeform so obviously I watch this.
1100 – J gets up and makes us scrambled eggs and smoked salmon for brunch. There was meant to be a bread roll with this, but according to J it had gone off. Silently complain that I didn’t pick up some bagels whilst we were shopping last night. We stick The Office on in the background and binge far too much of it whilst I multitask and convert our savings/bills spreadsheet into $ for the intro to this.
1630 – I had grand plans to spend the day cleaning and assumed J’s mum would do her weekly skype call with us at 3, neither of which has happened, and I only realise this now. I suggest we message some friends to see if they fancy an afternoon pick-me-up, but they are hanging from last night, and I remember I’m doing interviews in the morning so probably not the smartest move. I have a shower, wash and sort my hair out to save time in the morning.
1800 – I get an email reminding me that I have items in my basket on an online order and that they’ve given me 15% off. Seems rude not complete it – J has a quick browse to see if there’s anything he likes but nothing takes his fancy. So it’s just non-wired bras for me and a very cute bee print quilt set. It’s a UK based store so I pay using my UK bank account. $123
1900 – J cooks dinner tonight, a HelloFresh recipe for firecracker meatballs with rice. We stick The Office on in the background, finish the rest of last nights wine and the entire series, getting to bed at half 11.
Daily total: $123
Day 3 – Monday
0630 – Alarm goes off. Ugh. It disturbs J, so I apologise for waking him, hit snooze and repeat 5 minutes later. Rather than getting straight up, I waste half an hour browsing Facebook before washing and getting ready. As an attempt to look semi presentable, I put actual work clothes on, straighten my hair and put on some mascara and powder.
0755 – I make it onto the laptop and do some prep before the interviews. Checking my emails, I spot that I’ve been paid my US pay today. The annual pay rise has come through and there’s a small backdate from last months pay, so I have an additional $127 this month. I clear a few more emails and make a cup of tea before starting the interviews.
1215 – Interviews are done, and as a panel we have discussed and come to a decision. We all need to type up our outcomes for HR, but I take a lunch break before my brain melts. J heats up leftover meatballs and rice from last night and we watch an episode of The Good Place whilst we eat. J’s heading into the office this afternoon so I tidy up, stick the dishwasher on and faff about on reddit before getting back to work at 1. Go straight back into a call with my Line Manager to touch base before he goes on leave – he lets me know he put me forward (and I have been approved) for a bonus for my efforts since joining last year, and the added COVID response. I’m touched and proceed to spend a while mentally spending it. I’m debating between a pair of Louboutin’s and a spin bike…. Slightly different ends of the spectrum I know. Keen to hear any inspiration! It should be around $1000 after tax so reasonably substantial.
1630 – J comes home and attempts to get in, but I appear to have locked him out. I get up, open the door and see that he comes baring this week’s HelloFresh box, which is a relief as I hadn’t seen any delivery emails (we had a few go missing in our apartment block when we started). I have a small break to see how his afternoon has been and reply to some messages with friends about possible Halloween costumes for a small gathering we’re going to. We jokingly consider a group The Office effort, which results in numerous gifs being shared. In a moment of inspiration, J passes me his shirt, tie and blazer to put on… turns out I’m a pretty convincing Sexy Toby. I get changed back into my own clothes and head back to work for a bit.
1930 – J finished work earlier so cooked again. Tonight’s is a HF spicy shrimp pasta. It’s a bit disappointing even with him adding extras from the cupboard. We eat and watch the Umbrella Academy before heading to bed at 11.
Daily total: $0
Day 4 – Tuesday
0730 – alarm goes off, get up, washed, dressed. No interviews today so back to COVID home working uniform of no make-up and trackies. Make a cup of tea and am at my desk for 0830 – in and out of meetings until 10 and spend the rest of the morning trying to catch up on my inbox. J’s headed into the office, so I take the opportunity to listen to the Hamilton soundtrack as I work. Get through the first track before admitting defeat that despite my amazing multitasking skills, I can’t actually sing along and type coherent emails. Settle for the LOTR soundtrack instead.
1215 – make it to lunch and reheat last night’s leftovers (we order HelloFresh for four people for the leftovers, as before we were just ordering in lunch every day). Realise I haven’t physically left the flat for longer than I care to admit, so take my lunch onto the balcony and eat it whilst reading through a money diary on reddit. Remember I have a meeting at 1, so sign back in ten mins before and read through the emails in a vague attempt to sound prepared.
J buys himself and his boss lunch in the office, but his boss will pay him back so $12.17
1900 – long afternoon, managed to start nothing on my actual to-do-list, so feel like I haven’t achieved anything. Yay. J got home half an hour ago (I didn’t lock him out today!) and switched the oven on as he walked past, so I take the opportunity to get up and cook once it’s done preheating. Pork tenderloin with coleslaw and mash tonight. It comes with a cherry jam sauce which I’m not the biggest fan of, so I make it into a fruity gravy. It takes longer to cook than I planned, and I can feel myself getting more and more annoyed with everything from a general mix of feeling stressed and hangry. J sticks toy story 4 on as we eat which doesn’t help my mood (as let’s face it, it’s the worst one). Our friends message asking if we’re watching the debates – J had planned to but had forgotten so quickly changes over to watch it. I have no words.
We make plans to watch the next debate in a group with alcohol, debate bingo and the next day booked off work to recover.
Head to bed at 1120 – still waste time on Facebook despite being shattered.
Daily total: $12.17
Day 5 – Wednesday
0830 – Alarm goes off. I didn’t get to sleep up until 12.30 and J disturbed me at 1.30 when he came to bed so extra sleep was needed. I check my phone, message my stepsister a happy birthday and stick on my dressing gown to make sure I’m online for my 9am meeting. Thankfully, no one has an update, so the meeting is cancelled, and I have time to shower and put clothes on before I properly start work.
1230 – Lunchtime. I have the remaining shrimp pasta and J makes a BBQ chicken sandwich with other leftovers in the fridge and we stick on another episode of The Good Place whilst we eat. We finish up, work for an hour and then drive into the office. J needs to stay in for a while, but I’m only in to sign a cheque so I take the opportunity to walk back home. It’s a glorious sunny day, but with a nice breeze so it’s an enjoyable walk until I’m almost back at the flat and have to walk up a hill and then 5 flights of stairs. It’s a fast reminder of just how unfit I am, and I have to have a quick lie down to recovecool down before getting back to work.
1730 – J and I have plans to meet up with our friends K and J(.2) tonight. In an act of attempting to keep some form of sanity, J and J.2 are heading out to a bar for a “Gentleman’s Club” and I’m heading round to K & J.2’s flat for wine and chick flicks. J gets home from work, kisses me hi and bye and heads straight back out. K’s getting her hair cut, so I continue working until half 6 before walking up to her apartment. I make a pit stop on route to pick up a bottle of white wine as she’s running low. The card machines are down so it’s cash only – I have a mild panic, but thankfully I find some notes in my purse - although I’m pretty sure I withdrew them pre-lockdown! $17
0200 – After a night of homemade mac’n’cheese, wine, films and putting the world to rights, I get ready to head home just as J.2 stumbles back into the flat. It’s lovely to see him, but the state he’s in makes me a bit concerned about what J is going to be like when I get home. Thankfully, when I make it back and he’s already curled up on his own side of the bed, passed out and lightly snoring away. I take off my makeup, do my teeth, get into bed and fall straight asleep.
*I’ve checked the banking app and J spent $50.50 on food and drink. The “club” made their way to our apartment around 9pm and worked their way through our booze which explains the low spend but high drunkenness.
Daily total: $67.50
Day 6 – Thursday
0700 – J’s alarm goes off. He rarely sets alarms and has an amazing ability to sleep though them, so I kick him awake to switch it off. He hits snooze rather than switching it off, so I wake up again 5mins later. Ugh. He actually manages to switch it off the second time.
0830 – My alarm goes off. I’m tired and thirsty, but other than that feeling pretty ok. J is not and I leave him snoozing in bed as I start work. It’s a slow morning (thankfully) and I periodically check on J to see if he’s feeling any better. General consensus is no. The leftovers in the house are not hangover friendly so we put in an order with Panera Bread. $32.25. J has a choose two, but I brought home some mac’n’cheese from last night so just order some crisps and a smoothie to go with it. It takes longer than expected to arrive, but it means a 1230 lunch in front of The Good Place. We finish and go back to work, J heads into the office again.
1400 – I’ve struggled to get back into the swing of things, and as there haven’t been too many emails coming in I take the opportunity to have a break and lie down on the bed (I work flexi hours and have a very high balance so this is done guilt-free). This lie down turns into an hour-long nap and I wake up feeling better, but still while away some time on reddit before deciding to make it back to work at 4.
1920 – J messaged to say he’s on his way back and I’ve already heated the oven, so I finish for the night and start making dinner. Tonight’s HF menu is a creamy lemon butter chicken with courgette and giant couscous. It’s reasonably simple to make, but one of our favourites. I multitask and clean down the kitchen as I go.
2000 – Dinner is eaten, J has made us a cup of tea and we’re settled back into The Good Place. Yesterday was payday into my UK account so I log into the internet banking and transfer to the savings accounts (the bill transfers are set up to auto-transfer on the 1st). $1,170 to J’s savings so he’s now at his FoF goal, $650 to the maternity pot, and $780 to the joint savings. The annual renter’s insurance has also come out of our US checking account today, but that’s counted in the expenses. We both head to bed at 11.
Daily total: $32.25
Day 7 – Friday
0730 – J’s alarm goes off, he’s heading back into the office this morning so it’s valid today and we both actually wake up for it. We both chill on our phones until my alarm goes off at 0830. Up, washed, dressed and on the laptop in time for my 9am meeting. I’m closing off last months accounts and updating forecasts so get stuck into multiple spreadsheets.
1440 – I’d gotten into a good rhythm with the updates, and without J here, I hadn’t realised the time, so I only stop now for lunch. It’s last nights leftovers so couscous and chicken, plus an apple left over from J’s Panera order yesterday. J didn’t take anything in so has stopped by Safeway $14.13 and the work café $9.48. I get the figures from the banking app and realise J has been paid – win. I have an hour break and head back online.
2020 – I’ve been in the swing of things today. It’s a long winded, but simple task so I’ve had Greys Anatomy on in the background as I work. I’d normally have left some of it until Monday, but I have a few urgent requests in today that need the updated figures so it made sense to get it all cleared – it’s also quite therapeutic so feels like a nice way to end the week . J and I have plans to see friends tomorrow, so I don’t feel too bad about not having plans for a Friday night and working for most of it instead. Still, we make the most of it being payday and order in some Steak Frites for dinner and I treat myself to a chocolate cake slice as well. $80.25. We spend the rest of the evening relaxing, finish watching The Good Place (a very emotional finale) and make it into bed for half 11.
Daily total: $103.86
​
Total Expenditure: $543.96
Food & Drink: $257.70
Groceries: $103.25
Clothes/Home: $123.00
Other: $60.01
​
Lastly, reflect on your diary!
This is a pretty average week for us during COVID. We usually go out drinking over every other weekend, but that extra spending would balance out with the home/other expenditure as I try to make sure we spread our spending out. The AMEX balance is a bit higher than the usual weekly amount as J and I both ordered a trunk club a few weeks and kept a few of the clothes but the system errored which delayed us processing our returns (and them billing us). As we’ll looking to buy the car soon, it also feels like a better decision to leave the balance on the card and keep more cash available – I’m not concerned as we’re only just into the new credit statement period and J’s will get an extra pay period this month which will clear it.
Pre-COVID, this is actually lower than our weekly spend, as we also had most of my salary coming into the US account as well and were spending most of it socialising, travelling and just enjoying living in a city. If we had to, we could cut our costs and save a lot more, but we’re here to enjoy ourselves and so long as we can eat and pay the mortgage, we’re happy. We’ve also already reached our total savings goal for our time out here, so anything extra is a bonus.
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